Seneca Reid financial consultants

Create a safety net for your largest asset

What would you say if you were asked to name your largest family asset? In the majority of cases, the largest family asset is not an asset in the traditional sense, but your ability to earn an income.

Create a safety net for your largest asset

Thinking of becoming self-employed?

Moving from an employed position to self-employment requires some careful financial planning, particularly in these difficult times. We take a brief look at some of the financial issues that those considering becoming self-employed need to know.

Thinking of becoming self-employed?

Could you live on the state pension?

For many people there’s a gap between the dream of retirement and the reality they face. As the “good old days” seem to be gone forever, people today need to take charge and plan for their own retirement security - and the sooner, the better.

Could you live on the state pension?

Avoid a mid-life financial crisis

Based on where you are in middle years, you’ll need to tailor your investments to fit your needs and hopefully this is where we can help with a money checkup that covers everything from investing to insurance and protection to pensions.

Avoid a mid-life financial crisis

Advice for the first-time house buyer

Buying your first home can be one of the biggest decisions you'll ever have to make. It can be exciting, yet at the same time disheartening. How should you go about making that all important first step onto the property ladder?

Advice for the first-time house buyer

Starting a career, saving for retirement

After you’ve graduated, maintaining your finances on an individual basis can be daunting. It is always a good idea for new graduates to begin their retirement plans as soon as possible.

Starting a career, saving for retirement

It's not just children who should be saving

With your children facing increasing costs on life’s milestones, the earlier you can start saving for their future, the better. There are many different ways to save and invest for the next generation.

It's not just children who should be saving

Do you have more than one pension plan?

If you have multiple pensions, you might want to think about consolidating them all into one or two plans.Why not ask us for a pensions review, so you can see whether your current arrangements match your needs?

Do you have more than one pension plan?

Tax efficient financial planning

Tax laws change every year and sometimes more often so make the most of the current reliefs and allowances. If you could benefit from some tax efficient financial planning then why not find out how we can help?

Read our tax efficient financial planning article

A matter of trust

You don’t have to be super-rich to set up a trust fund. Discretionary trusts can be highly useful estate planning tools. We can help review your life assurance plans and see how placing some in trust may be of benefit.

A matter of trust