Your Financial Prescription
Posted by Andrew_Smith on Tuesday 11th of March 2025
The parallels between medicine and personal finance are noteworthy, as both require discipline, prudence, and timely actions. Just as physical health depends on preventative care and informed decisions, monetary well-being relies on sound financial habits.
While every investor has unique circumstances and challenges, it’s helpful to lay out the path for those who want to embark on a successful journey. As we navigate our financial journey, having a clear and precise plan is paramount. Today, we aim to provide just that with a well-crafted f...
Saving for your child's university education
Posted by Andrew_Smith on Thursday 6th of March 2025
Saving for your child’s university education requires careful planning and budgeting. By starting early, considering investment opportunities, encouraging your child to save, looking for scholarships and bursaries, and planning, you can make saving for university a manageable goal and give your child the best possible start in life.
What is the average cost of university?
The annual cost of an undergraduate degree is £9,250 for most students in the UK. However, in England this figure is due to increase to £9,535 as of September 2025.
As w...
Your Investment Contributions Should Do The Heavy Lifting
Posted by Andrew_Smith on Tuesday 17th of December 2024
Many investors spend a great deal of time choosing the ‘perfect’ investment portfolio on their journey to building wealth. Creating the correct investment portfolio has a massive impact on our expected future investment returns, a critical element of our financial success.
While investment returns can be the difference between a good and a great retirement, they are ultimately out of our control. The best we can do is to position our portfolios for the return we need, but the rest is up to the financial markets.
However, another element co...
Autumn Budget 2024: Winners and Losers
Posted by Andrew_Smith on Monday 4th of November 2024
Chancellor of the Exchequer Rachel Reeves outlined the Government’s financial plans for the next five years. The measures, which will raise up to £40 billion for public finances, aim to “restore economic stability” and put “more pounds in people’s pockets”.
On 30 October 2024, Chancellor of the Exchequer Rachel Reeves announced the UK Government’s Autumn Budget alongside the Office of Budget Responsibility’s economic and fiscal forecast. The measures aim to raise more than £40 billion in taxes, plugging an alleged £22 billion black hole ...