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Life Centred Financial Planning

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.


Asset-backed Investments

Asset-backed Investments

There are many different asset-backed investments open to the individual investor. Each type has own specific risks, benefits and taxation treatment.

Deposit Based Investment

Deposit Based Investment

There are various deposit-based investment vehicles available in the marketplace. Many customers will have money on deposit either with a bank or building society.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2019/20 at £20,000, while several new ISA variants, offer savings "bonuses".

Investment Overview

Investment Overview

This at-a-glance guide is intended to give you a quick snapshot of a range of different investment vehicles available.

Platforms

Platforms

A platform brings together your investments and pensions online, allowing you to view them in one place – a bit like online banking.

Personal Finance

From bogus tax rebates to phone scams, hundreds of thousands of people are being targeted by con artists impersonating HM Revenue and Customs and people are 'losing life-changing sums everyday'
Investment firm Janus Henderson has been slapped with a £1.9 million fine by the City watchdog after misleading and overcharging more than 4,700 investors over almost five years.
Many disgruntled shoppers have said they have saved up their points all year to go towards their Christmas shop only to find, at the till, that the points are nowhere to be found.
New research reveals that many over-55s use savings to plug income shortfall
A new report from the Office for National Statistics says that as people are living longer we need to rethink the retirement age