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Life Centred Financial Planning

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.


We hope that this pack will help to demystify some of the basics surrounding investing and give you some insight into how it works. We’ll talk you through our four investment principles and help you make more of your money without taking any more risk than you’re comfortable with.
Asset-backed Investments

Asset-backed Investments

There are many different asset-backed investments open to the individual investor. Each type has own specific risks, benefits and taxation treatment.

Deposit Based Investment

Deposit Based Investment

There are various deposit-based investment vehicles available in the marketplace. Many customers will have money on deposit either with a bank or building society.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2021/22 at £20,000, while several new ISA variants, offer savings "bonuses".

Investment Overview

Investment Overview

This at-a-glance guide is intended to give you a quick snapshot of a range of different investment vehicles available.

Platforms

Platforms

A platform brings together your investments and pensions online, allowing you to view them in one place – a bit like online banking.

Omnis Investments
What is Responsible Investing?

Personal Finance

Tech start-up Plannr has launched a new browser extension to save financial advisers time when filling out online forms.
Millennials are as unconfident in their ability to manage their finances as younger consumers and yet in the past two years 46% of 25-44 year olds have remortgaged without the guidance of a financial or mortgage adviser, Paymentshield has revealed.
Paradigm has launched its fourth annual ‘Reverse Advent’ charity drive, in aid of The Trussell Trust.
Margins are currently three times higher than they should be
Quilter has confirmed the sale of Quilter International to Utmost Group plc (Utmost) completed today (30 November 2021).