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Life Centred Financial Planning

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Whether you're buying your first home, becoming a parent, investing for the future, or approaching retirement, a carefully through out financial plan can make a difference.
Automatic Enrolment for Employers

Automatic Enrolment for Employers

The government has introduced a new law designed to help people save more for their retirement. It requires all employers to enrol eligible workers into a workplace pension scheme if they are not already in one.

Automatic Enrolment for Employees

Automatic Enrolment for Employees

A workplace pension is a way of saving for retirement arranged by an individual’s employer. It is sometimes called a ‘company pension’, an ‘occupational pension’ or a ‘works pension’. Automatic enrolment into a workplace pension is an easy, hassle-free way for workers to save for their retirement while they are earning.

How Personal Pensions work

How Personal Pensions work

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.

Pensions & Divorce

Pensions & Divorce

With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.

The Value of Retirement Planning

The Value of Retirement Planning

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.

What is a Personal Pension?

What is a Personal Pension?

Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.

A look at the tapered annual allowance.

Personal Finance

Tech start-up Plannr has launched a new browser extension to save financial advisers time when filling out online forms.
Millennials are as unconfident in their ability to manage their finances as younger consumers and yet in the past two years 46% of 25-44 year olds have remortgaged without the guidance of a financial or mortgage adviser, Paymentshield has revealed.
Paradigm has launched its fourth annual ‘Reverse Advent’ charity drive, in aid of The Trussell Trust.
Margins are currently three times higher than they should be
Quilter has confirmed the sale of Quilter International to Utmost Group plc (Utmost) completed today (30 November 2021).