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Life Centred Financial Planning

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Automatic Enrolment for Employers

Automatic Enrolment for Employers

The government has introduced a new law designed to help people save more for their retirement. It requires all employers to enrol eligible workers into a workplace pension scheme if they are not already in one.

Automatic Enrolment for Employees

Automatic Enrolment for Employees

A workplace pension is a way of saving for retirement arranged by an individual’s employer. It is sometimes called a ‘company pension’, an ‘occupational pension’ or a ‘works pension’. Automatic enrolment into a workplace pension is an easy, hassle-free way for workers to save for their retirement while they are earning.

How Personal Pensions work

How Personal Pensions work

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.

Pensions & Divorce

Pensions & Divorce

With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.

The Value of Retirement Planning

The Value of Retirement Planning

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.

What is a Personal Pension?

What is a Personal Pension?

Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.

Personal Finance

The founder of one of the City's top investment firms has launched a scathing attack on Neil Woodford, the star fund manager whose business shut last week.
Toast. Finito. Goodbye. Whatever way you wish to look at - and describe - the dramatic investment events of the past five days, Neil Woodford's career as a front-line fund manager is over.
Once dubbed ‘the man who can’t stop making money’, the demise of the star stock picker has left investors reeling and the sector scrabbling to salvage public trust
Available for new and existing customers, card holders will have to pay £7.99 a month for which they will receive up to four benefits each month, including 10 per cent off two 'big shops' in-store.
The Serious Fraud Office unexpectedly closes an investigation into interest rate fraud.