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Life Centred Financial Planning

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Find out what life may have in store for you
The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Personal Finance

Who says that you can’t beat the investment professionals? We look at the skills you have without even knowing it
Savers are forgoing getting better rates by locking into long-term accounts and are instead opting for short-term accounts
Episode 63 of Damien's Midweek Markets investing podcast. This week I talk about key resistance levels in the stock market
It’s easy to hide from money woes, especially when you have had a wage cut. But with the economy looking so uncertain, now is the time to get organised