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Life Centred Financial Planning

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Find out what life may have in store for you
The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Personal Finance

David and Clare White certainly didn't expect to find themselves renting in their 50s. But after their children left for university, they decided to sell their family home in Chester and move to London.
Banking giant Lloyds says 780 jobs will go this year, while Direct Line is cutting 800 positions.
A tough year for the bank leaves question marks over its survival as an independent business.
Taxes will have to increase after the March Budget if the government plans to honour the spending plans in outlined last year, the Institute for Fiscal Studies (IFS) has warned.
Under my leadership, Labour would redistribute wealth to tackle entrenched inequality and reward working people, says Labour leadership candidate Lisa Nandy