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Strategic Financial Planning

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Personal Finance

Jean Sheaves, 64, relied on insurance payments after she developed multiple sclerosis and became too ill to work at the age of 40. But her payments stopped on her 60th birthday.
Investors face a two-year wait to see if they'll get any money back from a collapsed investment firm.
New cars will need to have Intelligent Speed Assistance limiters as standard after the European Parliament, Council and Commission approved legislation for them to be mandatory.
We moved into our home in January 2013. On February 7, 2017, South West Water replaced the meter. The supplier's high usage team then advised us that we were using a great deal of water.
You have until April 5 to use your £20,000 cash Isa allowance for this tax year. If you fail to do so, you will lose it for ever as you cannot carry it over to the next tax year.