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Strategic Financial Planning

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Personal Finance

During the Noughties, landlords ploughed into property. But today, a deluge of taxes and an uncertain market has seen tens of thousands abandon the buy-to-let industry.
The challenger bank said it now expects underlying pre-tax profits to come in at £50 million for 2018 rather than £59 million.
A number of UK citizens are eligible for the Winter Fuel Payment, which is an additional benefit to help older people keep warm throughout the winter. Here's who is eligible and how to claim.
Tara Lepore, 23, recently moved to Groningen in the north of the Netherlands and only pays £365 a month for rent and bills.