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Life Centred Financial Planning

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.


A guide to protecting your business against risks to an owner or key employee.
Key Person Insurance

Key Person Insurance

Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.

Partnership Protection

Partnership Protection

This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.

Shareholder Protection

Shareholder Protection

In the interests of financial security, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.

Personal Finance

Some eco-improvements are such bad value they could take as much as 70 years or more to return the initial cost.
When Paul Davidson mentioned to his pet insurer that his address had changed, his premium shot up. His story is typical of the postcode lottery plaguing pet owners across the country.
The City watchdog warned that debt packager firms are cashing in by manipulating customers' income and spending records. The Gales were contacted by a firm that offered to help them.