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Life Centred Financial Planning

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

A guide to protecting your business against risks to an owner or key employee.
Key Person Insurance

Key Person Insurance

Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.

Partnership Protection

Partnership Protection

This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.

Shareholder Protection

Shareholder Protection

In the interests of financial security, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.

Personal Finance

Women and new retirees likely to be hit hardest by the planned change - but not before 2030.
With the stamp duty reduction set to end on the 31 March 2021, time is running out for house buyers looking to benefit from the reduction
Which? outlines the main announcements from the 2020 Spending Review, including funding for the COVID-19 response, the public sector and low-paid workers.
Chancellor Rishi Sunak has warned that the UK’s “economic emergency has only just begun”.
The Retail Prices Index (RPI) will be reformed and aligned with the housing cost-based version of the Consumer Prices Index, known as CPIH, by 2030, the Treasury has confirmed.