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Life Centred Financial Planning

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.


Capital Gains Tax (CGT)

Capital Gains Tax (CGT)

This document contains a short explanation of Capital Gains Tax, the allowances available in the 2019/20 tax year, and how you can use it in your year end tax planning.

Civil Partnerships

Civil Partnerships

Civil partnerships in the United Kingdom, granted under the Civil Partnership Act 2004, allow same-sex couples to obtain essentially the same rights and responsibilities as marriage. Though from March 2014 full same-sex marriage was legalised in England, Scotland and Wales, civil partnership remains available. Designed to be very much equivalent to marriage for same sex couples, a civil partnership carries both rights and responsibilities, in very broad terms, attracting the same legal and tax protections/advantages/disadvantages as a traditional marriage. This article explains further.

Inheritance Tax

Inheritance Tax

A short explanation of Inheritance Tax and how to plan for it in your tax planning.

Personal Finance

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.
The essential steps to take to set up a UK investment ISA and begin investing
Falling markets will have taken a bite out of your pension savings. Here are the key questions to consider.
Savers hoping for the green shoots of spring to signal a wave of new tax-free savings deals may be disappointed, but it's still important to use your tax-free savings allowance every year or else lose it.
The Initiative for Financial Wellbeing (IFW) has launched a financial coaching stream to help investors manage their finances during the coronavirus pandemic.