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Life Centred Financial Planning

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.


Capital Gains Tax (CGT)

Capital Gains Tax (CGT)

This document contains a short explanation of Capital Gains Tax, the allowances available in the 2019/20 tax year, and how you can use it in your year end tax planning.

Civil Partnerships

Civil Partnerships

Civil partnerships in the United Kingdom, granted under the Civil Partnership Act 2004, allow same-sex couples to obtain essentially the same rights and responsibilities as marriage. Though from March 2014 full same-sex marriage was legalised in England, Scotland and Wales, civil partnership remains available. Designed to be very much equivalent to marriage for same sex couples, a civil partnership carries both rights and responsibilities, in very broad terms, attracting the same legal and tax protections/advantages/disadvantages as a traditional marriage. This article explains further.

Inheritance Tax

Inheritance Tax

A short explanation of Inheritance Tax and how to plan for it in your tax planning.

Personal Finance

From bogus tax rebates to phone scams, hundreds of thousands of people are being targeted by con artists impersonating HM Revenue and Customs and people are 'losing life-changing sums everyday'
Investment firm Janus Henderson has been slapped with a £1.9 million fine by the City watchdog after misleading and overcharging more than 4,700 investors over almost five years.
Many disgruntled shoppers have said they have saved up their points all year to go towards their Christmas shop only to find, at the till, that the points are nowhere to be found.
New research reveals that many over-55s use savings to plug income shortfall
A new report from the Office for National Statistics says that as people are living longer we need to rethink the retirement age