Seneca Reid Ltd Logo

Life Centred Financial Planning

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Personal Finance

The rise of onerous regulations and retriction of tax efficiences has led many to downsize their property portfolios
I use my company’s Save As You Earn scheme, and I'm expecting a payout of £6,000 in March. But I can't decide where to invest the money
Using figures provided by car valuations experts at Cap, these are the models that hold their value best after 3 years of ownership and motorists clocking up an average of 10,000 miles a year.
RBS insisted its £100m digital challenger bank Bó remains a core part of its plans to compete for younger customers despite reports its chief executive will step down.
Can we afford to pay pensions, given the huge demographic challenge of our ageing population?