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Strategic Financial Planning

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Personal Finance

Jean Sheaves, 64, relied on insurance payments after she developed multiple sclerosis and became too ill to work at the age of 40. But her payments stopped on her 60th birthday.
Investors face a two-year wait to see if they'll get any money back from a collapsed investment firm.
New cars will need to have Intelligent Speed Assistance limiters as standard after the European Parliament, Council and Commission approved legislation for them to be mandatory.
We moved into our home in January 2013. On February 7, 2017, South West Water replaced the meter. The supplier's high usage team then advised us that we were using a great deal of water.
You have until April 5 to use your £20,000 cash Isa allowance for this tax year. If you fail to do so, you will lose it for ever as you cannot carry it over to the next tax year.