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Strategic Financial Planning

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Personal Finance

During the Noughties, landlords ploughed into property. But today, a deluge of taxes and an uncertain market has seen tens of thousands abandon the buy-to-let industry.
The challenger bank said it now expects underlying pre-tax profits to come in at £50 million for 2018 rather than £59 million.
A number of UK citizens are eligible for the Winter Fuel Payment, which is an additional benefit to help older people keep warm throughout the winter. Here's who is eligible and how to claim.
Tara Lepore, 23, recently moved to Groningen in the north of the Netherlands and only pays £365 a month for rent and bills.