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Life Centred Financial Planning

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Personal Finance

The founder of one of the City's top investment firms has launched a scathing attack on Neil Woodford, the star fund manager whose business shut last week.
Toast. Finito. Goodbye. Whatever way you wish to look at - and describe - the dramatic investment events of the past five days, Neil Woodford's career as a front-line fund manager is over.
Once dubbed ‘the man who can’t stop making money’, the demise of the star stock picker has left investors reeling and the sector scrabbling to salvage public trust
Available for new and existing customers, card holders will have to pay £7.99 a month for which they will receive up to four benefits each month, including 10 per cent off two 'big shops' in-store.
The Serious Fraud Office unexpectedly closes an investigation into interest rate fraud.