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Life Centred Financial Planning

3 important reasons for staying invested through market downturns

Posted by Andrew_Smith on Tuesday 17th of October 2023

Market downturns can be scary. If you’re worried about their impact on your wealth, find out about 3 crucial reasons for staying invested when times are tough

It’s been a difficult year for investors so far. Inflation and political uncertainty have led to market volatility. Market volatility can be scary, especially if the value of your investments drops, but it’s important not to let fear guide your decision about whether to stay invested in your portfolio.

Here are three reassuring reasons for staying invested in the stock market d...


 

 

 

Healthy benefits included for you and your family?

Now those are some little things that can make a big difference.

 

Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them.

These services can make everyday life that little bit easier. From knowing you can have immediate professional support if your child falls ill, to having the tools to keep tabs on your health, these se...


Is it better to gift a property or leave it in your will?

Posted by Andrew_Smith on Thursday 13th of July 2023

The pros and cons of both to give you an idea of the kind of things you’ll need to consider.

Is it better to gift a property or leave it in your will?
Before passing away, Maggie gifted her house worth more than £700,000 to her son Bruce but still remained living there, paying a token amount of rent. Nine years later, following Maggie’s death, Bruce was surprised to be landed with an inheritance tax bill for the property.


What did Maggie do wrong?
Maggie knew if she died within seven years of gifting Bruce her house that he may well en...


UK rates could rise further in face of stubborn inflation

Posted by Andrew_Smith on Tuesday 6th of June 2023


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