To help ensure a sustainable income, you first need to understand how much you’ll need to live on.

• On the go – during the early stages of retirement, there’s a strong likelihood that you’ll spend more on travel, hobbies, or home improvements
• Slowing down – while you may be slightly less active, you’re still busy with hobbies, but you may be less inclined to long-haul travel
• Coming to a stop – in later life, your mobility may be more limited, and you may require care.

Structuring a sustainable income
The most efficient retirement in...

Market volatility can be scary, especially if the value of your investments drops, but it’s important not to let fear guide your decision about whether to stay invested in your portfolio. Here are three reassuring reasons for staying invested in the stock market during uncertain times.

1. The best financial decisions are not based on emotion
Emotions can play a big role in your financial decision-making if you aren’t vigilant. The thrill of seeing your investments increase in value can quickly be replaced with panic and fear when the value d...

The Chancellor, Jeremy Hunt, has delivered the next part of his plan: “a Budget for long term and sustainable growth”. Read on to find out who were the winners and losers from the 2023 spring Budget.

Winners

Over-50s returning to work
In his speech, the Chancellor said that “older people are the most skilled and experienced people we have”. So, he announced steps to make it easier for those over 50 to work for longer.

Firstly, the government announced an enhancement to the “midlife MOT” strategy – offering reviews to help individuals take ...