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Life Centred Financial Planning

Don’t lose out to inflation

Posted by Andrew_Smith on Thursday 20th of May 2021

Putting your hard-earned cash into savings accounts may not be the most efficient way to make your money work for you.

If you’ve been placing your cash into a savings account over the past decade, you might be surprised to find that your money could now be worth less now than when you first put it away. According to research from AJ Bell, if you’d put £10,000 into a cash ISA 10 years ago, it would now be worth £9,772 even when accounting for interest.

So why is this? Inflation is currently outpacing interest rates, with the latest figure...


Investment Perspective. Things to avoid when investing.

Posted by Andrew_Smith on Thursday 13th of May 2021

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Annual Report of the Omnis Managed Portfolio Service

Posted by Andrew_Smith on Friday 30th of April 2021

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The power to change the world

Posted by Andrew_Smith on Thursday 22nd of April 2021

Ethical and sustainable investing are both popular and it’s useful to understand the difference between the two approaches.

Investing in a responsible way is nothing new. It dates as far back as the 1700s, when religious groups such as the Quakers refused to support companies involved with the slave trade or other activities that conflicted with their values. Ethical funds started to appear in the UK in the late 1960s and early 1970s, which allowed people to invest in a way that reflected their personal values.

Ethical investing usua...


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